NikshepCBS is a core banking system (CBS) specially tailor-made for the co-operative banking sector in India. This is one particular of the ideal scalable and secured core banking methods in the banking application business, which presently has acquired a significant industry share in the co-operative banking sector in northern Kerala and other Indian states. NikshepCBS was launched with the purpose to provide extensive range of characteristics and choices for the smaller banking companies to contend with the even bigger banking institutions and/or nationalized financial institutions. The title “Nikshep” is derived from a Sanskrit word which implies “Treasure”. As the name implies, NikshepCBS will help both the lender and its consumers to manage their “treasure”.

It is a completely browser-dependent world wide web software which is created on ASP.Internet system and its N-Tier architecture makes the deployment more scalable and secured. In addition to it, SSL enabled data transfer can make the transportation layer encrypted and secured. Specified challenging needs like DOS printing and other unit interfacing such as Palm-tech, ATM, Weighing equipment and so forth has been enabled and commonly offered to the clients.

NikshepCBS is totally a platform impartial at the customer (end-consumer) stage, and the application is hosted on Windows/ASP.Internet system which wants to be regarded someday as a downside or downside thinking about the proprietary licensing cost incurred for the server upkeep. test bank at the solution, module, department, and lender amount reduces consumer certain customizations and offers a quickly deployment/implementation.

A sophisticated reporting engine will help the client to generate all required reports this kind of as everyday studies, periodical reports and the once-a-year stories practically instantly. There are great deal of other studies previously enabled in the reporting module. Employing crystal reports as its reporting engine is another drawback which demands to be critically re-seemed.

NikshepCBS comes with extensive variety of features. It is suitable with all the main databases including MSSQL, MySQL, Oracle, etc. Modules this sort of as Client Management, Shares, Loans, Deposits, KYC Norms, Remittance, Bills Administration, Clearing, Locker, and so on are previously addressed and the centralized databases management assures swift and trustworthy actual-time transaction updates. Consumer friendliness is taken care of throughout the application to make certain fast understanding and usability which helps the person to navigate efficiently in the system.

NikshepCBS has been awarded with much recognition from the consumer teams of the Co-operative Banking sector in the northern and Travancore region of the Kerala state, INDIA.

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